When you’re planning to purchase a new or used vehicle, contact your credit union first! We’re here to help you be an informed car buyer – armed with information and ready to negotiate. Refinancing your auto loan from another lender is also a great way to give your budget a boost. Often times, we can offer a lower rate or better term and potentially save money!
TruStage™ Auto Insurance Program
Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.
If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.
Get your free quote today or call1-855-483-2149.
TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
Whether you’re buying a new home or want to refinance your existing mortgage from another lender, Diamond Lakes FCU has a home loan program to fit your lifestyle and budget!
We’ll be with you and your family every step of the way to your dream home!
- Fast, friendly service and local decision-making
- Incredible low rates for purchase or refinance
- 15 - 30 year conventional mortgage loans with the option to keep your loan with a local lender and competitive rates with secondary market lenders
- Mobile home and land financing
- First-time homebuyer education courses
- Minimum Credit Score 620 (credit counseling available)
- Down payment assistance is available for qualified borrowers through our Prosperity Plus Grant Program*
Refinance and Save
Ask our loan advisors how you could lower your payment, get cash from your equity, or even pay off your home sooner!
*Grant cannot be used with FHA, VA or rural development mortgage loans. Borrower(s) must qualify for Desktop Underwriting or under the Diamond Lakes manual underwriting standards. 45%-50% debt-to-income is allowed in some circumstances. Secured mortgage debt-to-income is not to exceed 2.5 times the annual income. Secured debt ratio is not to exceed 75% of annual income. Unsecured debt to income is not to exceed 15% of annual income.
TruStage™ Home Insurance Program Exclusively for credit union members, the TruStage Home Insurance Program provides affordable top-quality protection for your home. This valuable coverage can help you protect your family's home and personal belongings. You'll also have access to outstanding online and 24/7 claim services.
Get your free quote today or call 1-855-483-2149.TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. MAH-1112-61C5
Our VISA® Credit Card has a competitive rate that’s lower than what most other financial institutions or department stores offer!
- Great Low Rate
- No Annual Fee
- 25-day grace period on new purchases
- Same APR on purchases and cash advances
Secured VISA® Credit Card
Diamond Lakes FCU also offers a secured VISA® Credit Card, perfect for parents to secure for their college-bound child needing to learn how to use a credit card appropriately. How does it work? Parents deposit funds to “secure” the credit limit on the VISA® Credit Card. Charges can only be made within the credit limit of the card.
Need cash for a personal reason? A Diamond Lakes personal signature loan is perfect for a new appliance, lawn or garden equipment, a new computer, electronics or any other consumer need.
Diamond Lakes offers financing for both new and used boats, campers, recreational vehicles, ATVs, motor homes and motorcycles. Whether you want to spend free time or retirement at the lake, travel through the country in an RV, or gear up for hunting season with a new ATV, we’ve got you covered.
Credit Builder Loans
A credit builder loan is a solution for members who are serious about rebuilding their credit and have started paying off past bad debts or reaffirming with previous past due accounts. This loan is also for members who are trying to establish credit when they have no credit history.
Here’s how it works:
- You are approved to borrow up to $1,500.
- Half of the funds are deposited into your savings account & frozen until the loan is paid off. You receive the other half of the funds the day your loan is approved
- The term of the loan must be at least six months to one year.
- Using payroll deduction, the loan payments are made on time for the term of the loan. We also encourage adding an extra $10 to the payroll deducted payment amount for deposit into savings.
The benefits of a credit builder loan include one good trade line on your credit report showing six month to one year of on-time monthly payments. This loan allows you to prove that you can and will make on-time monthly payments, which is the foundation for future loans.